This article compares cash-for-care schemes supporting older people with health-related social care needs, as well as their informal carers, in England and Finland. The meso-level policy analysis drills down into the governance arrangements underpinning cash-for-care schemes, including their eligibility criteria, generosity and territorial variations. It explores their implicit and explicit intentions, function and effects in defamilialising, familialising or refamilialising families’ caring responsibilities. This reveals inconsistencies in the familialising and defamilialising effects of schemes according to individuals’ characteristics, choices and policy restrictions. It also exposes an overarching tendency to familialise or refamilialise the activity of caring for older people, which is exacerbated by austerity-related politics.
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