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  • Author or Editor: Jacques-Antoine Gauthier x
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This study focuses on the constitution of financial reserves in Switzerland from a longitudinal perspective. Personal income after retirement derives from financial reserves whose constitution depends both on positional factors, such as sex and birth cohorts, and processual factors, such as occupational trajectories, in the institutional context of the Swiss pension system (structural factors). We hypothesise that some processual, positional and structural factors interact with each other to shape financial reserves available in old age. We assess this set of factors and their interactions using the occupational trajectory types stemming from optimal matching analysis (OMA) combined with the hierarchical clustering and regression tree methods. We used the retrospective biographic data SHARELIFE gathered during the third wave of the SHARE survey in 2009. The results show that occupational trajectories are influential factors accounting for much of the financial reserves available in later life. However, these processual factors interact with positional factors such as sex and birth cohort. The retirement schemes generalised in Switzerland during the period under consideration add up to the effect of positional factors on the constitution of financial reserves.

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The LIVES-FORS Cohort Study (LCS) is a longitudinal annual survey following a cohort of young adults born between 1988 and 1997 who grew up in Switzerland (initial N = 1,691). The LCS was launched in 2013 and complements the Swiss Household Panel (SHP) by over-representing the second generation of immigrants (‘secondos’). The principal aim of the study is to observe the transition into adulthood with a focus on the life course and on vulnerability processes, comparing participants whose parents arrived in Switzerland as adults to participants whose parents have grown up in Switzerland. The LCS provides rich data both on the factual (such as education, employment and financial situation) and on the self-judgement (well-being, personality and health, for example) dimensions of respondents’ lives. The first wave of the LCS used a life-history calendar to collect information on each respondent’s past life trajectory. In this first wave, several life trajectories were investigated (residence, cohabitation, couple’s relationship, family, activities and health). This paper provides an overview of the LCS with a specific focus on the first four waves (the last data were released in December 2017).

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