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Critique and Alternatives

Should the public play a greater role within the financial system?

Decisions about money are a part of our everyday lives. Supporters promote financial inclusion as a way of helping people navigate decisions about money. However, critics fear these policies promote the financialisation of the welfare state and turn citizens into consumers.

Presenting a nuanced, critical analysis of financial inclusion, Rajiv Prabhakar brings together the supportive and critical literatures which have, until now, developed in parallel. Addressing key issues including the poverty premium, financial capability and housing, this essential dialogue advances crucial public, academic and policy debates and proposes alternative paths forward.

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pedagogy to developing more inclusive models of scholarship and resisting the neoliberal forces that dominate scholarly publication. Though they do not cover everything, they exemplify the ferment that seeks to bring equality and justice to higher education, and they support readers to develop their own understanding and use of, to use a phrase developed in this volume (Schmidt, Chapter 11 ), critical methods of teaching and research. Diversity, inclusion, and decolonization In this work, this volume engages the concepts ‘diversity’, ‘inclusion’, and

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Available Open Access under CC-BY-NC licence. This book is about the experiences of students in institutions of higher education from ‘non-traditional’ backgrounds. The expansion of Higher Education world-wide shows no signs of slowing down and there is already a large literature on who has access to higher education and to qualifications that offer higher life-time incomes and status. However to date there has been minimal focus on what happens to the students once they are in the institutions and the inequalities that they face. This book aims to fill this gap in the literature.

The chapters demonstrate that the students and their families are finding ways of acquiring forms of capital that encourage and sustain their participation in higher education. Contributions from the UK, the USA and Australia reveal that the issues surrounding the inclusion of ‘non-traditional’ students are broadly similar in different countries. It should be read by all those leading, managing, or teaching in, institutions of higher education and all students or intending students whatever their background.

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131 EIGHT community, inclusion and belonging This chapter addresses the questions: • What are the implications of the ideas about a good life for the lives of people with intellectual disabilities? • What values relevant to defining a good life underpin current disability theories, ideas and discourses? • What contribution have these values made to the lives of people with intellectual disabilities? One of the strands of a good life identified in Chapter Two is that it is a life that balances virtue with pleasure, and duty with commitment; where human needs

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35 THREE inclusion of pupils from refugee families Geri Smyth, George MacBride, Grace Paton and Nathalie Sheridan ‘Samah is a good friend. We’ve been friends since primary 2. She came in February and I came at the end of primary 1. We meet in the summer [holidays]. We ask her mum or my mum if we can go out to play. I live in the flats ... The lift sometimes gets stuck. I get a wee bit scared. My mum likes to come to the swings … just in case of trouble. ‘When I used to cry, and some [children] used to annoy me, she [Samah] used to come and say “What’s the

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A Global Challenge

Evidence of widening inequalities in later life raises concerns about the ways in which older adults might experience forms of social exclusion. Such concerns are evident in all societies as they seek to come to terms with the unprecedented ageing of their populations. Taking a broad international perspective, this highly topical book casts light on patterns and processes that either place groups of older adults at risk of exclusion or are conducive to their inclusion.

Leading international experts challenge traditional understandings of exclusion in relation to ageing in From Exclusion to Inclusion in Old Age. They also present new evidence of the interplay between social institutions, policy processes, personal resources and the contexts within which ageing individuals live to show how this shapes inclusion or exclusion in later life. Dealing with topics such as globalisation, age discrimination and human rights, intergenerational relationships, poverty, and migration, the book is essential reading for anyone interested in ageing issues.

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Practical Tools for Improving Teaching, Research, and Scholarship

Despite progress, the Western higher education system is still largely dominated by scholars from the privileged classes of the Global North. This book presents examples of efforts to diversify points of view, include previously excluded people, and decolonize curricula.

What has worked? What hasn’t? What further visions do we need? How can we bring about a more democratic and just academic life for all?

Written by scholars from different disciplines, countries, and backgrounds, this book offers an internationally relevant, practical guide to ‘doing diversity’ in the social sciences and humanities and decolonising higher education as a whole.

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Part One Issues in social inclusion

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Facing the challenges

Social cohesion is one of the declared objectives of the European Union and, with some 16% of EU citizens at risk of poverty, the need to fight poverty and social exclusion continues as a major challenge. This book provides an in-depth analysis of the EU Social Inclusion Process, the means by which it hopes to meet this objective, and explores the challenges ahead at local, regional, national and EU levels. It sets out concrete proposals for taking the Process forward.

The book provides a unique analysis of policy formulation and assessment. Setting out the evolution and current state of EU cooperation in social policy, it examines what can be learned about poverty and social exclusion from the EU commonly agreed indicators. Taking the position of outside, but informed, observers, the authors explore the further development of the common indicators, including the implications of Enlargement, and consider the challenges of advancing the Social Inclusion Process - strengthening policy analysis, embedding the Process in domestic policies and making it more effective. Proposing the setting of targets and restructuring of National Action Plans and their implementation, they emphasise the need for widespread “ownership" of the Process at domestic and EU level and for it to demonstrate significant progress in reducing poverty and social exclusion.

The book will be invaluable to academics, students and policy-makers at sub-national, national and EU levels as well as to social partners, and NGOs working towards a more inclusive society.

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Changing labour markets and social exclusion in London

On the margins of inclusion explores the notion of ‘social exclusion’ from the perspective of those deemed to be ‘socially excluded’ and provides a compelling and vivid portrait of lives at the insecure, low-paid end of the labour market.

The ethnography is used to illuminate key issues in sociology and social policy and to tackle debates and controversies that are central to current discussions on the appropriate role and function of state welfare. A thorough discussion of current policies to address social exclusion and area regeneration is woven into the fieldwork analysis.

On the margins of inclusion is essential reading for researchers, academics and higher-level students in sociology and social policy, and will also be of interest to policy makers in the field.

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